What it means
The document that starts a lawsuit in federal court. One side writes down who it is, who you are, and what it says you did. It is the opening statement of one party, filed before anyone has looked at a single fact of yours.
What it means for you
Being sued is not a finding of anything. Companies of every size and reputation receive complaints. What it does start is a clock: in federal court a response is generally due twenty-one days after service, and that date shifts with waivers and extensions, so the real date for your case is the first thing to confirm rather than assume.